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It seems only yesterday they were the masters of the universe. Yet just yesterday, literally, my friends at Citibank fired an e-mail my way, inviting me to take advantage of exclusive "access to great concerts, dining, sporting events, and more." Translation: the bank won't loan money to me or anyone else, by rights it is bankrupt, yet when it's not busy jacking up credit card interest rates to usurious heights or lobbying for more bailout money, Citi makes time to suggest expensive ticket purchases for selected events that valued idiots - I mean, customers like me - might care to see, such as Kevin Nealon in the round (Citi's suggestion). All so I can pay them an additional charge.